Those who argue against the pursuit of the dual objectives of stable prices and high employment point to the __________ as evidence that the pursuit of dual objectives is misguided. Companies such as Sears and Dow Chemical have tried to influence their international supplies by: 1) refusing products made by prison labor. Which of the following are considered to be positive effects of NAFTA? -Making observations and identifying trends that are suggested by the ratio analysis, Ratios that help determine whether a company can access its cash and pay its short-term obligations are called, Ratios that help determine the efficiency with which a company manages its day-to-day tasks and assets are called, Ratios that help assess a company's ability to service the interest and repayment obligations on its long-term debt and the degree to which it uses borrowed versus invested financial capital are called. | Factory payroll cost (paid in cash) | 400,000 | What is her effective rate of interest? East Coast Cleaners borrows $10,000 for 90 days and pays $210 interest. ________ may antagonize customers and thus can be a very costly way of acquiring funds to meet an unexpected deposit outflow. Victoria vehicles from Malcom Motors at a total price of $200,000, payable to Malcom in The balance sheet reports the retained earnings balance at the end of a fiscal year. What is the effective interest rate on the loan? Following a bumpy launch week that saw frequent server trouble and bloated player queues, Blizzard has announced that over 25 million Overwatch 2 players have logged on in its first 10 days. Some of the services provided around the clock by SWIFT are, International cash management is more complex than domestic based cash management because of, SWIFT's implementation of the "smart card" is expected to, International cash management systems are more complex than domestic cash management systems because, The corporate sweep account is an account, A multinational company may prefer to hold sizeable cash balances in one currency rather than another because, The problem in stretching out the maturity of marketable securities is that, Probably the safest and most marketable instrument for short-term investment is. c. liquidity risk. Bankers' acceptances are short-term securities that arise from foreign trade. The most common form of short-term financing is a bank loan. 1) export bicycles to retailers in Australia. $$ The Westin Company has an annual gross income of $82,125. How much should he set aside? Finance paper usually carries a higher rate of interest than direct paper. During tight money periods, short-term financing may be difficult to find. The current ratio is: ) Brankov Company has current assets of $115,000 and current liabilities of $140,000. In an open economy, what is the source of demand for dollars in the foreign-currency exchange market? Socially______ companies are viewed more favorably by consumers. Choose the correct answer below. The Bureau of Labor Statistics has several measures of joblessness in addition to the official unemployment rate. What is the primary function of protective tariffs? The weekly rate of pay for a five-day workweek is $500. Genetech has $2,000,000 in assets, have decided to finance 30% with long-term financing (13% rate) and 70% with short-term financing (9%) rate. What refers to how quickly an asset can be converted into a medium of exchang. ________ will be increased when a company receives cash before performing the services. ) the company during the entire month of January. A. quick ratio B. cash coverage ratio C. total debt ratio D. EV multiple E. A capital intensity ratio of 1.03 means a firm has $1.03 in: A. total debt for every $1 in equity. Given the following information, how much should the annual loan payments be? Caroline is a 10-year-old student at Southside Middle School. The discount rate is the interest rate on loans that the Federal Reserve makes to banks. In this free session, the client explains her or his situation, and the attorney evaluates the options. WebStudy with Quizlet and memorize flashcards containing terms like Your boss asked you to analyze Green Hamster Manufacturing's performance for the past three years and prepare a report that includes a benchmarking of the company's performance. A) Discount loans. What is the profit on new sales? A reduction in carrying costs would increase the economic order quantity. To find the present value of this contract, which table or tables should you use? The book value of a plant asset is the: When an adjustment is made for prepaid rent: ) Which account is credited in the adjusting entry to allocate the cost of equipment? If adjusting entries are NOT prepared, which financial statements are misstated? ) Stretching out the maturity of marketable securities can rarely result in a loss. ), At the beginning of the year, Butters Company's balance sheet showed current assets of $36,000 and current liabilities of $19,000. If Dooley acquires inventory by executing a six-month note for $1,550, what is the new current ratio? He estimates that the total cost will be $170,000. Large-denomination CDs are ________, so that like a bond they can be resold in a ________ market before they mature. What is the money multiplier for this economy? Compared with lower inflation rates, a higher inflation rate will _____ the after-tax real interest rate when the government taxes nominal interest income. The interest factor for the present value of a single sum is equal to (1 + i)/i. Over a standard test route at highway speeds, 8 trips with the trailer resulted in an average fuel consumption of $0.28$ gallons, with a standard deviation of $0.03$. Which of the following are reasons why some government establish trade protectionism? -If a company has a profit margin of 10%, it means that the company earned a net income of $0.10 for each dollar of sales. Banks that suffered significant losses in the 1980s made the mistake of A) holding too many liquid assets. This is a form of corporate philanthropy, The emergence of the green movement has affected businesses by, In the 1970s the Foreign Corrupt Practices Act sent a chill throughout the U.S. business community by criminalizing the act of _______ business or government leaders to get business. The initial bank and book balance was $400. | Other overhead cost (Other Accounts credited) | 170,500 | \text{Variable} & \text{Setting} & \text{Fit} & \text{SE Fit} & \text{95\\\% CI} & \text{95\\\% PI}\\ Modern liability management has resulted in A) increased sales of certificates of deposits to raise funds. Short-term financing is risky because of the possibility of rising short-term rates and the inability of always being able to refund short-term debt. Asset B has an expected return of 20% and a reward-to-variability ratio of .3. ROE is considered a very important measure, and managers strive to make the company's ROE numbers look good. A company's current ratio is decreasing every year and currently stands at 1.00. LLCs have_____ life span and are required to identify dissolution dates in the articles of organization, No stock, limited life span, and fewer incentives are disadvantages of a(n), Which form of business has double taxation and limited liability as its characteristics. The demand for labor among automobile-producing firms in Michigan, for which steel is an input, will _____ . The responsibilities of the European Central Bank include, The securities that the Federal Reserve holds on its balance sheet include, To achieve its goal of monetary stability, the Bank of England sets a target, The Bank of Japan's ability to respond to the global financial crisis that began in 2007 was limited by. WebStudy with Quizlet and memorize flashcards containing terms like Consumers should comparison shop for credit just as they would for any other consumer good or service. The 5 C's of credit include character, capital, capacity, conditions, and collateral. Franchisors are becoming more focuses on recruiting _____ franchisees. The amount of annual payments necessary to accumulate a desired total can be found by reference to the present value of an annuity table. One alternative is the U-4 measure of labor underutilization, which is calculated as follows: 100* (unemployed + discouraged / labor force + discouraged), If the Bureau of Labor Statistics were to include discouraged workers in the official unemployment rate, the reported unemployment rate would. | August 31 | 195,000 | 330,000 |. On 2/10, net 30 trade terms, if the discount is not taken, the buyer is said to receive 20 days of free credit. When the price level falls, indebted persons will be __________ off because the real value of their debt will have __________. An increase in the required reserve ratio reduces the supply of money with commercial banks and a decrease in required reserve ratio increases the money supply. WebStudy with Quizlet and memorize flashcards containing terms like Discounting refers to the growth process that turns $1 today into a greater value several periods in the future., Compounding refers to the growth process that turns $1 today into a greater value several periods in the future., The interest factor for the present value of a single sum is equal to U.S. laws against_______ are specific. Check all that apply. The following list contains events that occurred during January 2019 at the local Ford dealer, Commercial paper is very popular with many firms because, . An adjusted trial balance prepared on December 31, 2019, includes which of the following? ) Deductions total$57,220. "Sinc \end{array} Which of the following asset classes is generally considered to be the least liquid? e. $\$ 37,000$. In a large open economy, what is the source of the domestic supply of loanable funds? Under tight money conditions (30% probability), Plan A will produce $100,000 less than Plan B. Start at the top of the managerial hierarchy, 1)owners/stockholders elect board of directors. When should Henry Company record the rent expense for August associated with this transaction? b. management of gold reserves, monetary policy, and foreign exchange operations. After this transaction, its current ratio will be: (Round your final answer to two decimal places. Use the residuals to compute comparable standard errors of the estimate. What would you expect the rate for 3 year securities would be? The limited partner's' risk of losing their personal assets in an LLP is: limited to the amount of their investment, When two or more people legally agree to become co-owners of a business, the organization is called a(n), Select all reasons that disagreements can ruin a partnership, A partnership______ can spell out the requirements of terminating a partnership. . Multinational firms find it difficult to shift funds from one country to another. The fox population in a certain region is initially $50,000$ and is found to grow at the rate of $8 \%$ per year. Waldron Inc. is considering selling to a group of new customers that will bring in sales of $15,000 with a return on sales of 5%. The company decides to issue stock and receives cash of $150,000. Its low barriers to entry expose Northern to increased risk of competition, which could negatively affect the predictability of its expected future sales revenues. The revenue should be recorded when the CPA: The expense recognition principle requires the recognition of expenses: The Financial Accounting Standards Board(FASB) and the International Accounting Standards Board (IASB) are working together to develop similar standards. The US tax structure influences a firm's willingness to finance with debt. _______ protect people from fraud, theft, and violence, while _____ are used to decide how we treat others responsibly according to society's views of right and wrong. A period of declining real GDP, is known as a _____. The Taylor Rule would suggest that the Federal Reserve's target federal funds rate should be, The central bank of Substantia uses a price level target to conduct monetary policy. An adjusted trial balance, prepared at the end of the accounting period, will show the following balance in Supplies Expense: A company purchased medical equipment for $130,000 on January 1, 2018. Which of the following bank assets is the most liquid? C. increases costs and increases differentiation. How does a partnership share responsibility? Asset bubbles make it plain that monetary policy must be made in a world full of. The economic order quantity helps a firm determine the most efficient order size to place. Bank reserves include A) deposits at the Fed and short-term treasury securities. WebWhich one of the following is a liquidity ratio? Although the LIBOR has remained competitive and comparable to the US Prime rate, it has remained slightly higher than the prime rate in the past 15 years. During the year, the company purchased an additional $1,400 of supplies. U.S businesses demand socially responsible behavior from their international ____ to assure they do not violate U.S. human rights and environmental standards. Many times free trade has a(n) ______ impact on U.S. domestic jobs, particularly manufacturing jobs. Massa Machine Tool expects total sales of $10,000. During the current year, Kincaid earned $3,100 in revenues and incurred $4,300 in expenses. The "SWIFT" transfer system was developed to aid regional bank fund transfers within the United States. To keep domestic product prices competitive, U.S. law requires foreign firms to price their products to include 10 percent of overhead costs and 8 percent for profit. If no adjusting entry was made on December 31 of the current year: ) On August 1, 2018, Brian Quinn received $8,400 for legal services to be performed evenly throughout the next twelve months, beginning August 1, 2018. One major disadvantage of commercial paper is that if the company's credit quality declines, refinancing existing commercial paper might be impossible to achieve through a new issue of commercial paper. In an open economy, why is the supply curve for dollars in the foreign-currency exchange market vertical? This phenomenon is known as the _____ effect. Frances is a 29-year-old who lost her job as an associate producer for a radio station. When the currency ratio increases, the impact of changes in the monetary base on the money supply is, Currency in circulation plus bank reserves plus US Treasury currency in circulation is referred to as. & \textbf{Minimum} & \textbf{Total} & & & & \\ In an adjusting entry, the debit to the Unearned Revenue account represents the: The adjusting entry to record the accrual of income tax expense includes a: When using a worksheet to prepare the adjusted trial balance: On December 1 of the current year, Prepaid Rent was debited $10,200 for three months of rent, to cover the period December 1 to February 28. Prepare journal entries dated June 30 to record the following production activities during June: (a) raw materials purchases, (b) direct materials usage, (c) indirect materials usage, (d) direct labor costs, (e) indirect labor costs, (f) payment of factory payroll (g) other overhead costs, (h) overhead applied, (i) goods transferred from production to finished goods, and (j) sale of finished goods., Ability to understand that a contract is being made and the consequences thereof. Along with calculating the ratios, what else is needed for your report? \end{array} To develop the transformed regression model, substitute $\beta_2$ as a function of $\beta_1$ and convert to a regression format. Which of the following exemplify possible outcomes of insider trading? A) equity. What is Rosewood's debt ratio? The rent covers the period, June 1, 2019 through November 30, 2019. If the European Central Bank is pursuing a contractionary monetary policy, it will, Initially, quantitative easing was not much help in creating economic growth because. The economic turmoil abroad will cause the unemployment rate to _____ the natural rate of unemployment in the short run. Compensating balances are important for banks because their existence allows them to make loans at lower quoted rates. Suppose you are trying to decide whether to invest in a company that generates a high expected ROE, and you want to conduct further analysis on the company's performance. Monetization of public debt can lead to a rapid increase in the money supply and hence to. Which of the following are changes induced by NAFTA? On January 1, 2019, a customer places an order for a new customized vehicle. Cost-benefit is not a consideration in development of a cash management system; only safety and liquidity. The collection cost on these accounts is 3.5% of new sales, the cost of producing and selling is 80% of sales and the firm is in the 31% tax bracket. After spending a few weeks out of work and interviewing for several other positions, she gave up on her job search and decided to go back to grad school. After this transaction, the company's current ratio will be: (Round your final answer to two decimal places. WebStudy with Quizlet and memorize flashcards containing terms like 1. The short-run quantity of output supplied by firms will fall below the natural level of output when the actual price level _____ the price level that people expected. Total Asset Turnover RatioTotal Asset Turnover Ratio = = Sales / Total AssetsSales / Total Assets6.00 times6.00 times = = $40 million / Total Assets$40 million / Total AssetsTotal AssetsTotal Assets = = $40 million / 6.00 times$40 million / 6.00 times = = $6.67million. Corporate _____ is the dimension of social responsibility that refers to a position a firm takes or statement it makes on social and political issues. c. the supply curve is inelastic. How does this error affect the balance sheet? ) -The higher the percentage of assets a bank holds as loans, the higher the capital requirement. If he can achieve a 5% return during retirement and believes he will live 30 years after retirement, how much does he need to save by the time he retires? Accounts payable is a spontaneous source of funds which grows as the business expands. The outcome of FDI is a foreign subsidiary, a company located in a foreign country tat is owned by another company, called the ______ company. b. 7) If, after a deposit outflow, a bank has a reserve deficiency of $ 3 million, it can meet its reserve requirements by. Using cash-basis accounting, the expense should appear on: ) Under accrual-basis accounting, if a company fails to record a sale on account: An interim period used for reporting purposes is generally: The requirement to report accounting information at regular intervals is known as the: Which of the following statements regarding the time-period concept is NOT correct? Expected value techniques allow consideration of more than one possible outcome. WebThe S&P 500 Index is one of the most commonly used benchmark indices for the U.S. equity markets. A) Organizational strengths may not lead to competitive advantage B) SWOT's focus on the external environment is too broad and integrative C) SWOT gives a one-shot view of a How do "tight money" and "easy money" impact the economy? One advantage to an issuer of commercial paper is that the issuer eliminates the need for maintaining compensating balances and credit lines with a commercial bank. In 1968, Congress passed a key piece of legislation to protect consumers called the __________ Act. When you deposit a $50 bill in the Security Pacific National Bank, A) its liabilities decrease by $50. A) Organizational strengths may not lead to competitive advantage B) SWOT's focus on the external environment is too broad and integrative C) SWOT gives a one-shot view of a Dan is being sued for malpractice, but it will not affect Bob's assets because they formed a(n) _____ _____ partnership. By using long-term capital to cover short-term needs, the firm is virtually assured of becoming technically insolvent. Assuming the rates follow their expectations, what will be the difference in interest costs over the 3 years? Commercial paper has which of the following advantages to the issuer: Which of the following is not a characteristic of commercial paper? If you wanted to conduct a comparative analysis for the current year, you would: Compare the firm's financial ratios with other firms in the industry for the current year, Donald E. Kieso, Jerry J. Weygandt, Terry D. Warfield, Fundamentals of Financial Management, Concise Edition, Don Herrmann, J. David Spiceland, Wayne Thomas, Claudia Bienias Gilbertson, Debra Gentene, Mark W Lehman. Ratio analysis is an important component of evaluating company performance. On December 15, 2019, a company receives an order from a customer for services to be performed on December 28, 2019. Kuznets can borrow long-term at 9 percent interest per year for two years. The ratio reveals how much inventory is available in terms of the number of days' sales. Suppose the government wants to reduce frictional unemployment. Socially conscious research organizations exist to analyze and _____ on corporate social responsibility. D. when the trend of entity data is compared to the Expected value analysis requires taking the difference between the actual projected outcome and the historic outcome times its' probability and summing these totals. Because of the identity equation that relates to net exports, the _____ in U.S. net exports is matched bya _____ in U.S. net capital outflow. With a compensating balance requirement of 20%, how much will the firm need to borrow? If a debit balance of $5,000 exists in Retained Earnings after closing out revenues and expenses at the end of 2019, this indicates: All of the following accounts are closed EXCEPT for: After the closing entries are prepared and posted: ) Accounts that relate to a limited period of time are called: Which of the following accounts are considered permanent accounts? Which of the following statements is true about market value ratios? It can provide great insights into how a company matches up against itself over time and against other players within the industry. Assume the company would not normally maintain this average amount. What is Maria's opportunity cost of reading $100$ pages of sociology? When consumers have serious problems making payments and managing their debt, they may seek advice. What was the primary benefit for the European Union (EU) of adopting the euro in 1999? | Indirect | 42,000 | Assuming level production throughout the year, and assuming receivables are collected in two equal installments over the two months subsequent to the sales period, developing the cash budget requires the following steps: When actual sales are greater than forecasted sales, Normally, permanent current assets should be financed by. Ideally, which of the following type of assets should be financed with long-term financing? This indicates: A company's debt ratio is increasing every year and currently stands at 90%. She is trying to find any kind of job to help make ends meet. Forecasting c. Planning d. Strategic realignment e. Tactical adaptation, Strategic planning: a. requires a short-term commitment of resources by the retailer. The most important of the open market operations the European Central Bank has in its tool kit are its __________ operations. In general, banks would prefer to meet deposit outflows by ________ rather than ________. A) 45 percent; 55 percent B) 55 percent; 4 percent C) 25 percent; 50 percent. How much external financing will the firm have to seek? Which of the following best describes the benefits to the borrower of selling asset backed securities? About 9 percent of franchises are owned by African Americans, Latinos, Asians, and Native Americans. _____________ are insiders who report illegal or unethical behavior, The _____ _____ is a systematic evaluation of an organization's progress toward implementing socially responsible and responsive programs. WebPolicy: Central bank sells bonds on open market, central bank increases required reserve ratio. The amount of assets per dollar of equity capital is called the A) asset ratio. Jack Wong, a Tokyo investor, is considering plans to develop a primary steel plant in Japan. Under what conditions must a distinction be made between money to be received today and money to be received in the future? The Jedi investment was classified as an available-for-sale security. Eurodollars are U.S. dollars held on deposit by foreign banks. When a company wants to enter the global market without incurring heavy start-up costs, creating a successful brand and penetrating a new market with low risk, they are engaging in: The United States is the largest ______ nation in the world. B) A banks liabilities are its uses of funds. A franchise owner will experience the coattail effect when: a fellow franchise does something that has an impact on growth and profitability. A risk-averse investor would prefer a portfolio using the risk-free asset and _____. Which of the following statements is FALSE? \begin{array}{|l|c|c c c c c|c|} \hline It is difficult to acquire a loan in US dollars outside the United States. How would you expect this situation to affect the assessment of Western's financial condition and performance? A sole proprietorship has a limited life span unless: When farmers join together to get better prices for their food products, they form a farm_____, A________ partnership has partners who do not share in operating the business. When it comes to ethics, _____ sets the standards for moral behavior, that is behavior defined as right or wrong. Of the following, which would be the first choice for a bank facing a reserve deficiency. Workers in the northern state employed at the union wage. Banks make their profits primarily by issuing ________. -Higher wages attract a more competent pool of workers. Ceil gets paid biweekly. A major benefit of ______ is that selling goods and services to other countries results in an economic boost to the United States, When the retail price of imported products is increased for the purpose of making domestic goods more competitively priced it is called a(n). Some bankruptcy How might a consumer's stage of the financial life cycle, income, net worth, or credit score affect the availability of loan sources and the associated cost of the loans offered?, Liam just WebStudy with Quizlet and memorize flashcards containing terms like Which of the following statements are true? Of the $230,000 on account, $79,000 was collected in cash in 2018 and the rest in 2019. Liquidating current assets are really fixed assets since they have lives greater than one year. a. During the year, Rod invested an additional $\$75,000$ and withdrew $\$30,000$. $$ The goals of bank asset management include A) maximizing risk. Ending a partnership can be difficult because of problems deciding: 1) the worth of a retiring partner's share, Select the disadvantages of a sole proprietorship, Mark, Cai and Aidan have decided to form a business where all owners will share in operating the business and in assuming liability for the business debts. Calculate the P/E ratio and the price-to-book ratio for Buffalo Outback Outfitters. stockholders pay income tax on the dividends they receive, Unlike sole proprietorships and partnerships, corporations must file a tax return and pay any corporate _____ tax owed on profits. If Gerry makes a deposit of $1,500 at the end of each quarter for 5 years, how much will he have at the end of the 5 years assuming a 12% annual return and quarterly compounding? Following the shock, firms and households can expect an inflation rate of, In the 1990s, dot-com companies flourished and their valuations rose dramatically. Which of the following probably occurred as the U.S. economy experienced declining real GDP? A $5 million deposit outflow from a bank has the immediate effect of A) reducing deposits and reserves by $5 million. As a general rule, it is desirable to finance the permanent assets, including "permanent current assets", with long-term debt and equity. to raise the price of imported products so that domestic goods are more competitively priced, U.S. business will experience increased_______ in the future due to the effects of globalization. Their tax bracket is 40%. $$ Alistair tells a friend that he likes to deposit his entire paycheck into his checking account just in case prices fall. Which of the following combinations of asset structures and financing patterns is likely to create the least volatile earnings? Shen is a 22-year-old professional tennis player. What is the money multiplier for this economy? The only new investment will be in accounts receivable. The amount of the adjusting entry on December 31 is: A construction company purchased a new bulldozer for $108,000 on January 1, 2019. The Trial Balance Worksheet does NOT have columns for: ) If a Trial Balance Worksheet is prepared, which columns are used to prepare the financial statements? ) The adjusting entry to be made on December 31 includes a: ) On December 31, 2019, salaries owed to employees total $4,050. Secondary reserves include A) deposits at Federal Reserve Banks. The biggest category of asset backed securities is the home equity loan, followed by automobile receivables and credit card receivables. Asset A b. Ms. Smith borrowed $1,250 at an 11% stated rate of interest and was to pay back the loan in 24 monthly payments. The ending balance in the Prepaid Advertising account will be: On December 1, 2019, Carrie's Day Care receives $4,200 in advance for an agreement to care for Susan's children for the months of December, January, and February. Can a company's shares exhibit a negative P/E ratio? The customer pays for the services on January 6, 2020. When cash-basis accounting is used, and services are provided on account: An expense occurred in 2018, but it is not paid until 2019. The number of domestic products purchased by foreigners (exports) will therefore _____ , and the number of foreign products purchased by domestic consumers and firms (imports) will _____ . Ahmed Company purchases all merchandise on credit. The successful financial manager is very interested in the term structure of interest rates but is not concerned with the relative volatility or historical level of interest rates. a. Suppose the owners of the bank borrow $100 to supplement their existing reserves. Which of the following is not a valid quantitative measure for accounts receivable collection policies? At the end of the year, an adjusting entry is made to debit Advertising Expense for $60. -Sean can easily determine that the price of the computer is more than the price of the vacation. When the yield curve is upward sloping, generally a financial manager should: When the yield curve is downward sloping, generally a financial manager should. Government deficits can complicate monetary policy because government borrowing can lead to, When a negative shock to the economy is intensified by worsening financial market conditions, it is referred to as a(n), Following the 2007 financial crisis, the Federal Reserve created the term auction facility (TAF) in order to, Overnight bank borrowing from the Federal Reserve is known as, The purchase of direct debt and mortgage-backed securities by the Federal Reserve in November 2008 is referred to as, Banks that have some financial difficulty and borrow from the Federal Reserve in what is known as secondary credit will pay an interest rate equal to the, If the goal of monetary policy is to keep interest rates stable, the Federal Reserve's response to increases in the demand for money will be to, When the Federal Reserve buys US Treasury securities on the open market, it is attempting to, When the economy is caught in a liquidity trap, expansionary monetary policy will, In the face of a credit crunch, the Federal Reserve will most likely attempt to. Banks occasionally borrow from the Federal Reserve when they find themselves short on reserves. Bandolier Confections has been running low on office space and doesn't have the money to expand. When a bank repays a loan at the discount window to the Federal Reserve, it will __________ the monetary base by __________ bank reserves. What is an example of a non-tariff barrier? The company uses a single processing department. \text{Model Summary}\\ Decision makers and analysts look deeply into profitability ratios to identify trends in a company's profitability. Which of the following are effects of trade protectionism, 1) limitation of imported goods and services, What are the two indicators nations rely on to measure global trade. The Bank of England has two primary responsibilities, which are __________ and __________. The person who buys the rights to use a business's name and sell its products, or services in a given territory in exchange for a free and royalties is a franchisee, Amy wants to start a business but is concerned with starting from scratch. An advantage of inflation rate targeting is, Suppose the current real federal funds rate in the economy is 2.0%, the current inflation rate is 1.0%, the Federal Reserve's target inflation rate is 2.0%, and the output gap is -2.0%. The furniture is depreciated using the straight-line method and has an estimated service life of 7 years and no residual value. What are some of the disadvantages of operating a franchise? The adjusting entry would include a: The Houston Mavericks basketball team receives $6,500 for season tickets on August 1. Buffalo Outback Outfitters is a public company with $37,360,000$ shares of stock outstanding. When he's not competing, he works as a coach at a local tennis club., Valerie is a 42-year-old autoworker who was just laid off by her employer. \textbf{Salesperson} & \textbf{Salary} & \textbf{Sales} & \times & \textbf{Rate} & = & \textbf{Commission} & \textbf{Pay}\\ \hline The rising popularity of ATMs has resulted in a(n) __________ as a tool of monetary policy. Bankers concerns regarding the optimal mix of excess reserves, secondary reserves, borrowings from the Fed, and borrowings from other banks to deal with deposit outflows is an example of. Monthly installment loans usually increase the effective rate of borrowing by approximately 2 times the stated rate. When borrowers are hesitant to borrow to finance purchases because of pessimism about the future and banks are hesitant to lend because of a fear that borrowers will default on their loans, the economy is said to be experiencing a(n) __________ trap. There were $1,100 of supplies on hand at the end of the year. The following accounts are up-to-date and need no adjustment at the end of the period: Prepaid expenses will become ________ when their future benefits expire. ) Holding all else constant, when a bank receives the funds for a deposited check, A) cash items in the process of collection fall by the amount of the check. 1) trade volume among the three partners has expanded significantly, The________ Economic Community was established in 1967 in Thailand to create economic cooperation among its five original members (indonesia, Malaysia, Philippines, Singapore, and Thailand). In general, cash management at the international level employs the same techniques as domestic cash management. The vehicle is delivered to the dealer and customer on April 1, 2019. b. Winter Company earned revenues of $150,000 in cash and $200,000 on account during 2018. For most firms, the primary motive for holding cash is the transaction motive. 100 * (# of unemployed / # in labor force), Factors that influence international trade, -An increasing number of affordable international flights. For modern corporations, the more cash they have, the better off they are. WebStudy with Quizlet and memorize flashcards containing terms like Which of the following is not a limitation of SWOT (Strengths, Weaknesses, Opportunity, Threats) analysis? Check all that apply. He calculates that he will need $70,000 for his son's education by the time the boy goes to school. WebStudy with Quizlet and memorize flashcards containing terms like One of the advantages of a nonprofit organization compared with an investor-owned company is that the investor-owned company is subject to federal income taxes., The earnings of a standard ("C") corporation can be subject to double taxation, Governmental health care organizations Which of the following is a CORRECT statement about the two bases of accounting? The fraction of checkable deposits that banks are required by regulation to hold are A) excess reserves. Based on your understanding of the uses and limitations of ROE, which of the following projects will a manager likely choose if his or her bonus is solely based on the ROE of the next project? investment funds controlled by the government holding large stakes in foreign companies are called: Which of the following are risks of licensing? How would you expect this situation to affect the assessment of Northern's financial condition and performance? 2. The biggest change in the Federal Reserve's balance sheet between May 2007 and March 2013 was the __________ on the __________ side of the balance sheet. (If none of the choices apply, leave all of the checkboxes blank.) Float is the difference between the cash balance on the corporate books and the amount credited to the corporation by the bank. Which of the following are considered licensors' benefit of licensing? Social responsibility and ethical problems exist primarily in the U.S. because we have more laws about those problems? WebStudy with Quizlet and memorize flashcards containing terms like _____ is the anticipation and organization of what needs to be done to reach an objective. John Maynard Keynes argued that there were three reasons that people demand money. Note any unusual patterns. c. holding and management of official foreign reserves A term loan is less risky to the bank thus they provide a fixed rate to the customer. The ________ basis of accounting records revenues ONLY when cash is received. ) The London Interbank Offered Rate (LIBOR), General Rent-All's officers arrange a $50,000 loan. Sales, receivables, and inventory form the basis of cash flow. Suppose a senator considers introducing a bill to legislate a minimum hourly wage of $7.50. | Indirect | 50,000 | The use of "float" has dramatically increased since the Check Clearing for the 21st Century Act was passed. A lower discount rate _____ banks' incentives to borrow reserves from the Federal Reserve, thereby _____ the quantity of reserves in the banking system and causing the money supply to _____ . ), ) Rosewood Company had current assets of $612, current liabilities of $393, total assets of $722, and long-term liabilities of $200. | Additional information | | Taryn will not have management responsibility, but will invest money in the business. \\ \hline The aggressive financing plan involves utilizing long-term financing for permanent and temporary current assets. | Raw materials purchases (on credit) | $200,000 | The loss of jobs in the U.S. job market for unskilled, middle-income workers is a negative effect of _______ outsourcing. Certificates of deposits purchased in small denominations of $1,000 at the savings and loan are readily marketable. When opening the Excel version of Capstone, you should do what to Macros?, If there are two identical products, one that has 100% accessibility and one that has 0% accessibility,, 3. The analysis likely includes incorrect and misleading conclusions. Koopman's Chickens, Inc. plans to borrow $300,000 from its bank for one year. Consider the following data about the economy: currency outstanding (C) = $1 trillion, total deposits (D) = $750 billion, total reserves (R) = $76 billion, and the required reserve ratio (RR ratio) = 10%. The objective, "avoid criminal misconduct" describes which type of ethical code? Net profit after taxes per dollar of equity capital is a basic measure of bank profitability called A) return on assets. Which of the following are possible ways offshore outsourcing could have a negative impact on the home country? B. increases costs and decreases differentiation. What is the source of this ending balance of retained earnings? ) If the Federal Reserve increases the monetary base by $1 billion, the money supply will increase by. | Direct | $350,000 | Compute the comprehensive income for Chewco Co. for the year ended December 31, 2014. The cash generating process for a firm is continuous, even though cash flow can be sporadic. The ratio estimates how many days it will take to convert inventory into accounts receivable or cash. All the manufactures make sure they are not misusing the "green label", From the list below identify the groups considered to be a type of watchdog group. How much does he need to invest today to achieve his goal? What much more or less will their initial annual earnings after taxes be if they choose the most aggressive financing plan? She is trying to find any kind of job to help make ends meet., Antonio is a 41-year-old graphic designer One advantage of level production is that, Publishing companies are characterized by, If a firm uses level production with seasonal sales, Retail companies like Target and The Limited exhibit sales patterns that are mostly influenced by, Retail companies like Target and Limited Brands are more likely to have. If Analog computers can borrow at 9.5% for 3 years, what is the effective rate of interest on a $800,000 loan where a 15% compensating balance is required? WebStudy with Quizlet and memorize flashcards containing terms like An organization gains competitive advantage when it: A. lowers costs and decreases differentiation. The ratio of long-term financing to short-term financing at any given time will be greatly influenced by the term structure of interest rates. What will be the ending balance in the Accumulated DepreciationMedical Equipment at December 31, 2020? ) The ______ _______ organization was established to mediate trade disputes among nations, is headquartered in Geneva and is an independent entity of 159 member nations whose purpose is to oversee cross-boarder trade issues and global business practices. Banks acquire the funds that they use to purchase income-earning assets from such sources as A) cash items in the process of collection, Bank loans from the Federal Reserve are called ________ and represent a ________ of funds. An S corporation has the liability protections of a corporation but is taxed: like a partnership or sole proprietorship. \text{PriceDif} & 0.10 & 8.08061 & 0.0647970 & (7.94788, 8.21334) & (7.41872, 8.74250) Each month she pays $1,200 in rent, $60 for cable television and Internet service, and $240 for her auto loan. The two major goals of Canadian monetary policy are __________ and __________. \text{S} & \text{R-sq} & \text{R-sq(adj)} & \text{R-sq(pred)}\\ The behavior of various kinds of financial institutions determines the shape of the yield curve, according to the market segmentation theory. where $y$ is the value added, $L$ is the labor input, and $K$ is the capital input. In general, banks make profits by selling ________ liabilities and buying ________ assets. WebStudy with Quizlet and memorize flashcards containing terms like Which of the following is a valid interpretation of Say's Law?, Please sort the following items as an example of either physical capital change or a technological change. c. $\$ 42,000$ Use of long-term financing and the carrying of highly liquid assets is a high-risk combination. | Overhead rate as a percent of direct labor | 75% | ratios examine the market value of a company's share price, its profits and cash dividends, and the book value of the firm's assets and relate them to other data items to determine how the firm is perceived in the stock market. The net income of Chewco Co. was $50,000 for 2014. The revenue principle deals with the following: Under accrual accounting, the event that triggers revenue recognition for the sale of goods is the: To obtain a new customer, a business sells merchandise to the customer for $130. He can earn 7% annual return. Firms with predictable cash-flow patterns should assume relatively low levels of risk. A) Savings accounts, Which of the following is not a nontransaction deposit? In recent years the interest paid on checkable and time deposits has accounted for around ________ of total bank operating expenses, while the costs involved in servicing accounts have been approximately ________ of operating expenses. 1) banning child labor when the child's salary is needed to support the family. For this sale, the business should record revenue of: Which of the following is a TRUE statement regarding expenses? ) Check all that apply. WebAbout Our Coalition. Which of the following are transaction deposits? | Raw materials inventory | $72,000 |$110,000 | Float" is the name given for a short-term loan between suppliers and buyers. Myrdal Boots can borrow from its bank at 12 percent to take a cash discount. Mike Carlson will receive $10,000 a year from the end of the third year to the end of the 12th year (10 payments). The purchasing manager's behavior should be expected to increase Western's riskiness by increasing its exposure to potential supply shortages or mistimed deliveries. What The most important category of assets on a banks balance sheet is A) discount loans. Prop 30 is supported by a coalition including CalFire Firefighters, the American Lung Association, environmental organizations, electrical workers and businesses that want to improve Californias air quality by fighting and preventing wildfires and reducing air pollution from vehicles. Minimum-wage legislation keeps employers from adding more of the low-skill positions for which he qualifies, so he has been unable to find work. The difference between the amount of cash on the firm's books and the amount credited to it by the bank is, The system whereby funds are moved between computer terminals without use of checks is. Which statements are accurate as related to corporate taxation? Modos Company has deposited $2,000 in checks received from customers. Which of the following statements correctly describe discouraged workers? Tinbergen Cans expects sales next year to be $30,000,000. ), Dooley Company had current assets of $1,552, current liabilities of $1,413, total assets of $1,742, and long-term liabilities of $1,210. Interest rates and inflation are inversely related. A low liquidity ratio means A) that you have very few debts. She knows the global market offers many opportunities. A) A banks assets are its sources of funds. The United States is charged with setting the standard for ethics and social responsibility for which one of the following reasons? The federal funds rate is the interest rate that banks charge one another for short-term (typically overnight) loans. WebStudy with Quizlet and memorize flashcards containing terms like Bank A was offering simple interest at 4.75 % per year, which was clearly a better deal than the 4.75 % compound interest rate at Bank B. Ambrin Corp. expects to receive $2,000 per year for 10 years and $3,500 per year for the next 10 years. Net capital outflow is determined by the real interest rate, not the real exchange rate. b. the demand curve is elastic. An adjusted trial balance prepared on December 31, 2018 will show a credit balance in Unearned Revenue in the amount of: ) A company started the year with $200 of supplies. a. Which accounts are used in the adjusting entry to record salaries owed to employees, but not paid until the next accounting period? Lower ordering costs would tend to increase a firm's economic order quantity. If a company has a quick ratio of less than 1 but a current ratio of more than 1 and if the difference between the two ratios is large, then the company depends heavily on the sale of its inventory to meet its short-term obligations. Price Corp. is considering selling to a group of new customers and creating new annual sales of $70,000. (T/F), Salary or wages are the only cash inflows for working people. The use of point-of-sale terminals has made it easier for many retail store managers to manage their inventory. Using the appropriate output for each case study, do the following parts, and, if you have studied the optional $F$ test, also do the other given parts. When classifying assets and liabilities on the balance sheet: When preparing the financial statements of a company: Kincaid Company's Retained Earnings balance on January 1 was $9,000. 9) When a $10 check written on the First National Bank of Chicago is deposited in an account at Citibank, then, When a $10 check written on the First National Bank of Chicago is deposited in an account at Citibank, then, When you deposit $50 in your account at First National Bank and a $100 check you have written on this account is cashed at Chemical Bank, then. Check all that apply. A CPA prepares tax returns for clients and bills them after the work is completed. Compute the cost of (a) products transferred from production to finished goods, and (b) goods sold. Which of the following is not a true statement about automated clearinghouses (ACHs)? 3 out of 4 citizens do not give any time to the communities in which they live. Even small companies participate in _______ through donations and volunteer support of local causes and national charities, such as the Red Cross and the United Way, The mortgage bankers and real estate companies who helped create the financial crisis of 2008 were driven by. Friedman Roses, Inc. needs $80,000 in funds for expansion. During the Great Recession, the price level in the United States, When the required reserve ratio decreases, the impact of changes in the monetary base on the money supply is, Consider the following data about the economy: currency outstanding (C) = $2 trillion, total deposits (D) = $1 trillion, total reserves (R) = $60 billion, and the required reserve ratio (RR ratio) = 5%. Sara would like to evaluate the performance of her portfolio over the past 5 years. Banks asset portfolios include state and local government securities because A) their interest payments are tax deductible for federal income taxes. What is the return on investment? An advantage of the separation of ownership from management in corporations is that the company can raise money from investors but the investors: If you are your own boss, you are responsible for paying your own wages/salary and your own____, When there is one or more general partners and one or more limited partners, the firm is a(n), Partnerships are less likely to survive than sole proprietorships. January under a contract that does not require payment for those services until March 1, 2019. What is the optimum order size? $$. The shift of jobs from developed economies to low-wage global markets, called ______ outsourcing, has become a major issue. Banks hold excess and secondary reserves to A) reduce the interest-rate risk problem. Inventories are usually the most liquid, but lowest-yielding, current asset of a firm. In the current year, a shock has lowered the inflation rate from 1.5% to 1.0%. After three years of use, the accumulated depreciation of the furniture will be: ) A company has $800 in Prepaid Advertising before any adjustments. Web1. Suppose you are trying to decide whether to invest in a company that generates a high expected ROE, and you want to conduct further analysis on the company's performance. & \textbf{Monthly} & \textbf{Monthly} & & \textbf{Commission} & & \textbf{Monthly} & \textbf{Gross}\\ The money will be used for his son's education 10 years from now. What is the effective rate of interest? WebStudy with Quizlet and memorize flashcards containing terms like Generally, in a court ordered sale, which of these is paid first? At its inception, the power of the Federal Reserve rested in the, The Federal Reserve district banks are primarily responsible for, Today in the Federal Reserve system, the power rests with the, The board of governors of the Federal Reserve has three primary responsibilities, which are, In the 1970s, the Fed created the automated clearing house (ACH) in order to, Of the policy tools available to the European Central Bank, the most frequently used are the, In order to overcome the stigma that might come from borrowing from the Federal Reserve following the 2007 financial crisis, the Federal Reserve created, When the Federal Reserve increases the reserve ratio, the impact will be to. Which strategy for reaching global markets provides for the lowest risk? WebLiquidity Ratios 1. Analog Computers needs to borrow $800,000 from the Midland Bank. The terms of the cash discount are 3/10, net 90. When the Federal Reserve began its policy of quantitative easing in November 2008, there was __________ in the monetary base. Kincaid declared and paid $3,000 in dividends, all in cash. Your annual withdrawal will be: John Doeber borrowed $125,000 to buy a house. 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